It’s small. It’s a crossbody bag. It fits just your essentials. It’s one of the most versatile investment bags you can buy. It’s a Wallet on a Chain. Wear it day or night for any occasion. Often referred to by its acronym, WOC, the Wallet on a Chain is exactly what it sounds like: a small, wallet-sized bag on a chain with card slots.  While Chanel makes the most popular WOC, almost every brand makes a mini crossbody bag on a chain. Some can even double as a clutch! WOCs are usually less expensive than similar style handbags from designers, making them a good “starter” bag or gift.

If you’re shopping for a WOC, this guide will compare the most popular and best-selling designer Wallet On A Chain (WOC) and Chain Wallet bags. We’ll compare the most popular wallet on a chain bags and show the front, inside, and how the bag looks on our super chic mannequin (she’s 5’6″).

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